Terms and Conditions
Clear Thinking Finance UK
Last Updated: June 2026
Introduction
These Terms and Conditions govern your use of the Clear Thinking Finance UK website and any information made available through it.
By accessing or using this website, you agree to be bound by these Terms and Conditions.
If you do not agree with these Terms, please do not use this website.
About Us
Clear Thinking Finance UK is operated by Mark Searle as a sole trader.
Clear Thinking Finance UK provides financial guidance, cashflow modelling, workplace financial education, employee snapshot reports and paraplanning support services.
Clear Thinking Finance UK does not provide regulated financial advice.
No Financial Advice
The information contained on this website is provided for general educational and informational purposes only.
Nothing on this website constitutes:
Financial advice
Investment advice
Pension transfer advice
Tax advice
Legal advice
A recommendation to buy, sell or retain any investment or financial product
Any decisions you make based on information provided on this website are your responsibility.
Where regulated financial advice may be appropriate, Clear Thinking Finance UK may suggest that you seek advice from a suitably authorised adviser.
Guidance Services
Where Clear Thinking Finance UK provides financial guidance or cashflow modelling services:
Information and modelling outputs are based upon assumptions and information provided by you.
Future outcomes cannot be guaranteed.
Cashflow modelling is illustrative and should not be relied upon as a prediction of future performance.
Reports are intended to support informed decision-making and understanding rather than provide regulated advice.
Accuracy of Information
Whilst reasonable efforts are made to ensure information is accurate and up to date, Clear Thinking Finance UK makes no guarantee regarding the completeness, accuracy or suitability of information published on this website.
Information may become outdated or inaccurate over time.
Limitation of Liability
To the fullest extent permitted by law:
Clear Thinking Finance UK shall not be liable for any indirect or consequential loss arising from use of this website.
Clear Thinking Finance UK shall not be liable for decisions made solely on the basis of information contained within this website.
Liability shall not extend to losses arising from market movements, changes in legislation, taxation, inflation or economic conditions.
Nothing in these Terms excludes liability where exclusion would be unlawful.
Third-Party Links
This website may contain links to third-party websites.
Such links are provided for convenience only.
Clear Thinking Finance UK accepts no responsibility for the content, availability or privacy practices of third-party websites.
Intellectual Property
Unless otherwise stated, all website content including:
Text
Graphics
Reports
Calculators
Images
Branding
Logos
belongs to Clear Thinking Finance UK and is protected by applicable intellectual property laws.
Content may not be copied, reproduced, distributed or republished without prior written permission.
Reasonable personal use and sharing of website links is permitted.
Website Availability
Whilst reasonable efforts are made to maintain website availability, Clear Thinking Finance UK does not guarantee uninterrupted access.
The website may be modified, suspended or withdrawn without notice.
Privacy and Data Protection
Your use of this website is also governed by our Privacy Policy.
Please refer to the Privacy Policy for information regarding how personal information is collected, stored and processed.
Cookies
This website may use cookies and similar technologies.
Further information can be found within our Cookie Policy.
Paraplanning and Professional Services
Where Clear Thinking Finance UK provides paraplanning or technical support services to financial planning firms or other businesses, separate contractual terms may apply.
Nothing on this website creates a contractual relationship for such services unless expressly agreed in writing.
Complaints
If you have concerns regarding our services or website content, please contact us in the first instance.
We will seek to resolve concerns promptly and fairly.
Changes to These Terms
Clear Thinking Finance UK reserves the right to amend these Terms and Conditions at any time.
Updated versions will be published on this page and take effect immediately upon publication.
Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of England and Wales.
Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Contact
Clear Thinking Finance UK
Email: mark@clearthinkingfinanceuk.com
Website: clearthinkingfinanceuk.com